Recent regulatory developments reflect increasing confidence in fiat-pegged stablecoins. While regulations had struggled to keep pace with the rapid evolution of cryptocurrencies for some time, the uncertain regulatory landscape did not impede the exponential growth of stablecoins.
Some of the world's largest economies have now begun to establish regulatory […]
CeFi vs DeFi: What Are the Main Differences? The term DeFi, short for “decentralized finance,” is quite the buzzword in the finance sphere these days. It refers to the core concept behind blockchain technology and cryptocurrencies, in that financial transactions are conducted peer-to-peer globally, without centralized banks or other such intermediaries. For the uninitiated, CeFi, […]
What is DeFi? Short for “decentralized finance,” DeFi is a broad term that refers both to a new, digital-native financial system and to the range of digital applications and protocols that support it. As its name suggests, DeFi does not entail a centralized system akin to the traditional financial infrastructure of retail banks, multi-national financial […]
Lending is - and has always been - one of the most important aspects of financial services. Over the course of history, several of the world’s greatest feats would never have been possible without the input of strong financiers who believed in certain visions and gave the funds for them to be brought into reality. […]
In recent years, we’ve seen the rise of truly “global” companies, as it is easier than ever to establish businesses in new jurisdictions without needing to have a physical presence there. While this flexibility allows companies to operate on a much larger scale than before, it also comes with certain drawbacks when it comes to maintaining a well-planned […]
Recent developments in regulations demonstrate the trust in fiat-pegged stablecoins. Regulations were lagging behind the rapid development and continual breakthroughs in crypto for a long time. The uncertain regulatory environment slowed down the transition to cryptoassets, but couldn’t stop stablecoins from exponentially growing.
Some of the biggest economies in the world finally […]
Arf's Perspective: Yet another so-called “algorithmic stablecoin” breaks the buck by getting caught in the inescapable trap of a bank run as all partially collateralized assets would under just enough market pressure. This time though, it was seen coming from miles away by several cryptocurrency experts since the now fallen stablecoin Terra USD’s (UST) peg […]
MSBs of any size will know that financial planning is a vital part of running their business—and that treasury management is integral to ensuring the viability and sustainability of any such plan. Beyond simply managing the liquidity of a bank or financial institution to regulate day-to-day cash flow, a robust corporate treasury management program should […]
When dealing with a company on the other side of the world, you want to be able to effectively process and handle payments. However, with different currencies facing different levels of stability, this can sometimes be more than challenging and cause heavy loads in companies treasury operations. Especially in money transfers between countries with long […]
Crypto-backed lending has already become a major hit in the market - there's no doubt about that fact. It offers a way for people and businesses that need money to easily get their hands on funds, and it can be a reliable source of passive income for investors as well.
Today, protocols in both the centralized and decentralized crypto space offer access to loans. Decentralized finance (DeFi) is […]
Arf's Perspective: US President Joe Biden puts out an executive order on cryptocurrencies that focus on six key areas: consumer protection, financial stability, illicit activity, U.S. competitiveness, financial inclusion and responsible innovation. This is the answer to the question that every stakeholder in web3 market has been asking for several years: Will the US ban […]
Arf’s Perspective: This fine has been a $100M USD worth of regulatory clarity from the SEC to all crypto lending/yield companies out there. This type of lending is indeed a security product according to the SEC and must be registered as such. However, it seems that these types of products are just getting started to […]
